Terms of Service

1. Acceptance of Terms

By accessing and using the PriceTarget Research website and services ("Services"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

PriceTarget Research provides investment research, analysis, and related information services through our website and applications. Our services include but are not limited to:

• Stock analysis and ratings
• Investment research reports
• Market data and insights
• Portfolio analysis tools
• Educational content and resources

3. User Registration and Account

3.1 Account Creation

To access certain features of our Services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

3.2 Account Security

You are responsible for safeguarding the password and all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. Investment Disclaimer

5. User Conduct

You agree not to use the Services to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Distribute spam, malware, or other harmful content
• Attempt to gain unauthorized access to our systems
• Reverse engineer or attempt to extract source code from our services
• Use our data for competitive purposes without authorization

6. Intellectual Property

6.1 Our Content

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, images, and software, are owned by PriceTarget Research or our licensors and are protected by copyright, trademark, and other intellectual property laws.

6.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our Services for your personal or internal business purposes, subject to these Terms.

7. Data and Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

8. Subscription and Payment Terms

8.1 Subscription Plans

Certain features of our Services may require payment of fees. You agree to pay all fees associated with your chosen subscription plan.

8.2 Billing

Subscription fees are billed in advance on a recurring basis. You authorize us to charge the payment method on file for all fees due.

8.3 Refunds

Refunds are provided at our discretion and in accordance with our refund policy as may be updated from time to time.

9. Termination

9.1 Termination by You

You may terminate your account at any time by following the account closure process in your account settings.

9.2 Termination by Us

We may terminate or suspend your account immediately, without prior notice, for any reason, including if you breach these Terms.

10. Disclaimers

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PRICETARGET RESEARCH SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR GOODWILL.

12. Indemnification

You agree to indemnify and hold harmless PriceTarget Research from any claims, damages, losses, or expenses arising from your use of the Services or violation of these Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the updated Terms on our website. Your continued use of the Services after such changes constitutes acceptance of the new Terms.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms will otherwise remain in full force and effect.